By Aaron J. Farmer
Hiscox Flood Plus: Comprehensive Flood Insurance Coverage
As a contracted partner with Hiscox Flood Plus, we are proud to offer a comprehensive flood insurance policy that goes beyond the standard coverage provided by the National Flood Insurance Program (NFIP). Our Hiscox Flood Plus policy provides valuable additional protections for our policyholders.
One key difference is the loss of use coverage option. If your home becomes uninhabitable due to a covered flood event, The Hiscox Flood Plus policy can help reimburse you for increased living expenses, such as hotel stays, restaurant meals, and other costs you incur while your home is being repaired. This coverage is often limited or unavailable with standard NFIP policies.
Another important benefit is the ability to insure your property for more than the NFIP’s statutory limit of $250,000 for the building and $100,000 for contents. With Hiscox Flood Plus, you can obtain higher coverage limits to better protect your home and belongings. As much as 10 times, or up to $2,500,000.
Additionally, the Hiscox Flood Plus policy has a short waiting period, 7 days compared to the 30-day wait typically required for NFIP policies. This means you can obtain flood coverage more quickly to protect your home.
We understand that every homeowner’s situation is unique, which is why we offer these enhanced coverages. By choosing Hiscox Flood Plus, you can have greater peace of mind knowing your property and finances are better safeguarded against the devastating effects of a flood.
I encourage you to review the details of our Hiscox Flood Plus policy and compare it to the standard NFIP coverage. Our team is here to answer any questions you may have and help you determine the best flood insurance solution for your needs. 855-225-3566. www.californiafloodinsurance.com
