Most Asked Flood Insurance Questions
Are private flood insurance policies the same as federally backed policies from the National Flood Insurance Program?
What is private flood insurance?
Are all flood insurance rates the same?
How much flood insurance coverage am I required to carry?
Why use us for flood insurance?
Because in certain states we ARE the insurance company! Backed by Lloyds of London, some private flood policies are written by us and behalf of our network of agents. We also work with a network of agents and brokers who want to get the best for their customers. We offer:
- Rates 30-50% lower than NFIP
- Approved by all lenders
- No Elevation Certificates
- 10 day waiting period and in some cases 0 wait
- Higher building and personal property limit available
- Get a policy in 5 minutes
- No surcharge on rental properties
Do you work with other insurance agents?
Yes! We have a network of insurance agents who place flood insurance policies with us on behalf of their customers. If you are an agent interested in placing business in our program, please contact us for details.